Make better plans for a rewarding retirement Planning for retirement should not be left to the last minute, but often is. International research and our twenty years of experience has shown us that the more thought and preparation given to retirement the more rewarding the experience for the individual and their family. So why do you need to plan: To appreciate how retirement can be a great opportunity and not a threat To take a positive approach to your personal change in retirement To make sure you get the most out of all your leisure opportunities once you retire To be aware of the practical steps you need to take to maintain your good health in retirement To understand all the financial planning issues that will impact your retirement To understand what your social welfare entitlements are in your retirement To get your personal affairs in order so you can relax Pre-Retirement Preparation: Ideally people should give some thoughts to the challenges and changes brought about by retirement about 3 to 5 years prior to retirement date. All the evidence of our work over the past twenty years suggest people regret leaving the planning stage until just prior to retirement as they lose a valuable opportunity to make some really positive changes. The challenge for progressive employers is to persuade employees that retirement which is 5 years away is not an abstract concept but a very real and live prospect. Pre-Retirement Initiatives: (3-5 years prior to retirement) Some companies offer their employees and a spouse/partner (if applicable) the opportunity to attend a retirement planning seminar five years prior to retirement date. This allows the individual/couple to have the main issues identified for them and gives some useful pointers on how to plan ahead to make the change the most positive experience possible. They are then given an opportunity to attend in the year of retirement a second retirement seminar which acts as a refresher to ensure they are on the right track. We strongly recommend that where applicable the spouse/partner attend as the changes are as great for them as for the person retiring from the organisation. We also find that where the spouse/partner is female they often see the issues from two perspectives both their own and their partners. The retirement planning seminar will cover areas such as: Dealing with Personal Change (relationships, managing time positively suggesting options for hobbies/interests/etc. general tips on looking after ones health, and putting in place a financial structure) Taxation System: outlining how the system works and ensuring that people maximise their personal situation and don't overpay tax. Financial Planning: looking at how best to maximise AVC options, how to make your money work for you by asking the right questions of the banks and other financial institutions, explaining how the most common products work and their pros and cons. Social Welfare System: examining what people have paid over the years, how to ensure they don't lose out on any benefits and how to claim your entitlements. Unrivalled Success: Our success rate in helping our participants see retirement as an opportunity and not a threat is second to none and makes attendance on one of our retirement planning seminars a must for anybody wishing to make the most of their retirement. Contact us: We provide both Open Courses and In-House Courses and we would be happy to discuss your specific requirements Satisfied Customers: Thousands of people have attended our retirement planning seminars throughout Ireland and have benefited greatly from the experience in making better plans for a rewarding retirement. Don't miss out on this opportunity and make sure to book any of your employees planning to retire on one of our seminars. The number of participants who have reported this to be the best thing their employer ever did for them speaks for itself. Why we are Ireland's leading retirement education provider Our principal team leader and founder Patrick Murphy has assembled throughout Ireland a team of independent experts, dedicated to ensuring your employees receive the best preparation in Ireland for retirement.